Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Monday, April 09, 2018

Basic Income

            There’s this concept being experimented with right now called Basic Income. Some countries already have it and some others are testing it, but I don’t think there is nearly enough information about it given out. The essential concept is that the government gives everyone of the age of majority enough money to live off of – and, after that, all you get told are the details about how the system works – not why it is being done.

            Based on that surface information, there are a number of different responses that jump straight into people’s heads. The ones that really get to me are the people who complain about the government giving money to people who aren’t working for it – a response that shows they have no idea either how an economy works, or how people think.

            The latter isn’t really their fault – we’ve been trained to think that work is unpleasant and that, given the opportunity, no one would work. This has fostered the belief that anyone on any kind of government support is simply lazy and feeding off the rest of society, which is completely untrue. Sure, there are some people who abuse the system, but the majority of people getting money from the government A. need it for one reason or another and B. would much rather be working for their money.

            The truth is that we humans need work. It’s not merely a way to make money; it’s a method for passing the time. Without it, we’d go stir-crazy. Sure, the idea of playing video games all day every day may appeal to some people, but after about three months of that our brains long for something different (yes, I’m speaking from experience) – and that’s where work comes in. We need a variety of things to do, and work helps break up the time, making enjoyable activities more enjoyable.

            Apart from that, no one wants to just be handed money. Oh, we think we do, but it’s just as unrewarding as spending the entire day on the social media website of your choice. It feels horrible to be living off the charity of others, so, given the option, most people avoid it. So why does anyone accept these ‘government handouts’ then? Because money is needed to survive – and our strongest instinct is to survive.

            So, how does this Basic Income thing help? First, it makes it for everyone, meaning that the stigma associated with accepting government money are lessened, making it seem like a less horrible option. Next, it makes it easy to get on to – being automatic for everyone. Finally, it encourages everyone to get off of it: it’s only enough money to cover basic expenses, so if people want cars, houses, the latest books or videogames, TV channels, or any of that, they still have to get a job. However, it doesn’t just vanish as soon as someone gets a job, it simply fades out as the person makes more money – but at a rate where the person is still earning on top of their basic living expenses. In essence, you get given, say, $20,000 per year – if you start working, your income goes up by half your earnings until you’re making about $40,000 per year, at which point the Basic Income drops out.

This means that people with disabilities are able to work fewer hours and get a better income, while still having the security that, if worst comes to worst, they won’t end up living on the streets. In fact, it means that no one need ever end up on the streets again! Just like that, a bulk of the homeless problems are solved.

            But wait, there’s more! Think of all the drastic changes a system like this makes to the whole society. Students won’t need as much debt to go through school, people who lose jobs won’t have to panic about finding new jobs, and people can work fewer hours to get the money they need to survive – which will improve mental health across the board.

            Then there’s the work environments – remember that horrible boss you had once? Or that dangerous work environment? The co-workers who made you dread going to work? You couldn’t quit, because you needed the money to survive. But with a Basic Income, you could safely take the risk of quitting and finding a new job, knowing your base expenses can be paid. That may seem a small thing at first, but think – how many bad bosses will there be if their employee’s aren’t trapped working for them? How many unsafe environments if the employees feel safe walking out? The system would actually force work environments to improve. Employers would be forced to earn their employees’ respect and loyalty.

            Then there are all the would-be entrepreneurs out there. Starting a business takes a lot of money and risks. How many more brilliant businesses might start if there is a guaranteed safety net?

            Hang on a moment, though. This is still money being given out by the government. That means it comes from our taxes! Well, yes, but that’s the most brilliant part of it. You see, there are people out there who would have you believe that the best thing for the economy is to give more money to rich people, so they can spend that money on more extravagant things, which generates more jobs and pays more people. Yet, however hard they try to prove trickle-down economy, people are always able to find holes in the arguments and math.

            The truth is that the opposite is true. The economy functions through the movement of money, and the poorer someone is, the more likely they are to spend their money. People with a lot of money have a stockpile of it. If you give $20 to a corporation, they don’t turn around and spend it – they put it in a holding tank, where it may take ages for it to get passed on to someone else. That’s where the economy goes to die. On the other hand, if you give $20 to someone who barely survives from paycheck-to-paycheck, they’ll spend every penny of it and fuel the economy.

            So, yes, the money comes out of taxes, but even though it looks like it’s being given away for free, it’s actually improving the economy. But, in truth, it shouldn’t be thought of as the government giving away the taxes you worked so hard to pay – it should be thought of as a country investing in its people. Once the system is up and running, taxes will be more like paying off the money that was invested in you while you were building your life. And, once you start thinking about it like that, you’ll be happy to pay your taxes, secure in the knowledge that they’ll be going to someone else who is still building their life. Perhaps even your own kids.


            Imagine if a Basic Income could be implemented around the world – converting poverty into unlocking everyone’s full potential.





Check out my YouTube channel where I tell the stories of my D&D campaigns.

Click here to find the charity anthology containing a couple of my short stories.



Also, make sure you check out my wife's blog and her website.


If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, December 18, 2017

The Money Cycle

            There’s a very common saying that says, “You need to spend money to make money.” This statement is incredibly true, but the truth runs deeper than most people think. It is generally believed that this is a statement specifically about running a business, but it holds true for far, far more than that.

            For businesses, the saying is true in the largest and most literal sense. In order to have a location to do business, money is needed to pay for it. Before you can sell something (thus, making money), you first need to buy it. Further to that, a business needs to get noticed so people will actually know to come buy from it – so it must spend money on marketing.

            Yet, the average person needs to spend money to make money as well. It isn’t as noticeable because it’s so built in to our awareness that it just comes naturally. The first, and most obvious, is feeding ourselves. If we don’t buy food, we don’t eat and we become inefficient workers, losing our jobs. When seeking a job, we need resumes (money), transportation (money), and, most likely, some technological assistance (money). Then, when we get an interview, we are expected to look our best – which costs money. And if you want a job that requires a higher level of education? You guessed it: money.

            At any walk of life, you need money to make money, and it’s frustrating when people fail to understand that. This week I saw an article about a government refusing to provide homeless shelters because it was ‘enabling’ homeless people and not ‘motivating’ them. So, let’s pretend for a moment that it’s true that homeless people are homeless because they ‘aren’t trying hard enough’. Let’s pretend that there are no mental illnesses, no health problems, and no other factors contributing to homelessness other than how hard they try to get a job.

            So, how is this fictional, perfectly healthy homeless person to get a job? They need you job hunt – which takes money. They need to look presentable – which takes money. They likely need a bank account, which takes money, not to mention an address – which means a home and, once again, money. They may even need an education, a.k.a. money.

            It’s a circular paradox we’ve built into our system. It works only because we are introduced into the cycle – we have other people (usually parents or banks) front the money so we can start making money, and we just continue on from there. But what happens when we fall out of the cycle? What happens when you run out of money and have no way of making more?

            You fall on the ground and get dragged along, barely able to survive until someone generous comes along to pick you up. Someone who can give you enough money that jump-starts you back into the cycle again.


            Rather than standing over a pit someone has fallen into, yelling at them about how useless they are and telling them to climb out on their own, perhaps we should lower a ladder for them. For a government, it’s really as simple as going back to that saying: spend money to make money. If these people are really a ‘drain on the system’, spend more money on them so they can become able to earn their own money. Then you’re not paying for them anymore and they can start paying taxes to you. You spent money to make money, and now they can do it too.




Check out my YouTube channel where I tell the stories of my D&D campaigns.

Click here to find the charity anthology containing a couple of my short stories.



Also, make sure you check out my wife's blog and her website.


If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, April 03, 2017

Hierarchical Flaws

            While pondering about society, as I am wont to do, I came across something I view as a critical flaw. The hierarchy of many of our systems works backwards.

            We’ll start by looking at the workforce. In order for society to function, people need to perform various jobs. To encourage people to do these jobs, they are paid money – which they require so they can go on eating and paying bills and such. This isn’t entirely bad, but the desperate need for money does.

            In ancient times, it was possible for people without a source of money to live off the land and, if they needed to, go out into the wilderness and build themselves a home. Now, at least in first world countries, they can’t do that. Not only have we lost the basic skill sets, but even if we wanted to go homesteading we’d still have to buy the land and pay taxes on it. We’d need a job.

            Having a job to make money has become such a desperate need that people destroy themselves and their mental health just to get and keep one. This is made worse by the shortage of jobs – employers have been given the leverage that if you don’t do the job exactly how they want you to, they can easily replace you. This adds to the pressure of a job and has the employees working under threat (rather than positive motivation) and creates a harmful relationship between employers and employees.

            In short, people are desperate for money, so they will do work they hate in harmful environments to keep their employers happy. But, what if that were reversed? What if, instead of people pushing themselves further and further to get and keep jobs, employers had to entice the best employees to come work for them? What if it became the employer’s responsibility to make people want to work or them?

            Some companies with enough money to throw around already do this, but in many of the biggest companies it has become just a gesture. There are “Benefits” given to the employees, but where is the effort to make the employees enjoy the work environment? Any given employer shouldn’t be driving their employees with a whip, but a member of the team working to make everything run smoothly. They should be as accountable to their employees as the employees are to them.

            The same theory can be applied to governments. There is a great divide between governments and their people, because we have this idea the government members are in charge of the rest of us. They wield the power, after all. People talk about the government as if they are an alien race.

            Yet, if everything functioned as it should, people could bring problems to the government to get them resolved. Yes, that is partially available through the court system, but that doesn’t work for everything. How much faster would potholes get fixed if the government was more approachable?

            Our world is divided into hierarchies, with the idea that the person below has to do whatever the person above says. This structure is needed because there needs to be someone observing what is happening – someone who is not directly involved who can see the whole picture and direct the flow to ensure productivity and efficiency. However, if that person is “better than” their underlings, they become more of a problem than a help. It’s all very well telling people something has to be done, but if you don’t know if it’s possible or if the manpower exists for it, you’re just causing problems. When there is a view of equality, the underlings can express their concerns and the problems with instructions and, together, the team can find a solution.

            Being at the top of a hierarchy is a responsibility, but it has become a goal and a perk – which is the inherent problem with a hierarchical structure. Once someone has been given the power, why should they bother with more than they have to? Why should they listen to the people below them?


            It keep things running smoothly and properly, that’s why.




Click here to find the charity anthology containing a couple of my short stories.



Also, make sure you check out my wife's blog and her website.


If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, December 05, 2016

Economic Insights

            ‘Tis the season of sales, a joyous time when a wide variety of items may be purchased for a fraction of their cost. Of course, most people are too delighted by the sales to stop and think about what the sales actually mean.

            When purchasing that wonderful item with the 50% off tag, it’s hard to think about anything other than how lucky you are. However, if you pause to consider the implications of that discount, you may come to realise that the store you are buying from is still making a profit. Not as much profit as before, but a profit, none the less.

            The fact is that most products in stores have at least a 100% markup from the wholesale price. This means that if you’re buying something for $100, the store paid $50 for it. This might seem unreasonable and horribly unfair, but it’s a necessity for the economy. When you purchase from a store, you aren’t only paying for the item – you’re paying for the space it has in the store, its availability in the store, the other items in the store that never sell, heating and power for the store, employee wages, and, of course, C.E.O. and investor income. That’s on top of the shipping and manufacturing costs.

            However, taking that all into account, sales still happen – and turn a profit. How? Increased sales. If a store buys ten of something and only sells half, at a 100% markup they are only breaking even. On the other hand, if they throw it on sale, people come in droves and all ten sell – perhaps they sell for less, but they sell for enough to turn a profit.

            Yet, what we see are the sales – a chance to save a few dollars. But, we aren’t really saving money, are we? We’re just paying less than we’re used to, when we’re paying for the excessive number of items produced. If we really wanted to save money, we’d refine the system to produce what is needed. We’d cut down on waste, excessive profits, and everyone would save money (making the people earning the excessive profits less desperate to have so much money).


            What I think would help the most, though, is if everything we purchased had a breakdown of where the money is going – like the nutritional information on food. That way we’d see where our money was really going. I bet that would really quickly change what people (who can be bothered) are willing to spend money on.





Click here to find the charity anthology containing a couple of my short stories.




Also, make sure you check out my wife's blog and her life coaching website.


If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, November 28, 2016

Paths to Power

            As a writer, it is important to be aware of the many different avenues to power. Both protagonists and antagonists need power, but all power must be explained. Why to minions throw themselves at superior foes? Why do people follow the protagonist’s leadership? All power must come from somewhere.

            Power through strength. Strength is the simplest, most basic form of power. Someone wants leadership, so they take it by force, beating back all challengers. This is the first avenue to power discovered, although in modern times it’s somewhat outdated. It works in smaller environments (bullies have power in their chosen domain) but it’s extremely difficult to take over a country by beating up its leader.

            Power through fear. While it is true that power through strength has a connection to fear, fear itself is far more versatile. A leader who gains power through strength can maintain it by having people too afraid to challenge them. Or fear can be used to establish power in the first place – with threats of powerful weapons, revealing dark secrets, or the wrath of a deity. Yet another angle is fear of an enemy – leaders can easily rise to power if they appear to be the only solution to some great threat – such as an enemy army, a plague, or a change in ideology.

            Power through commerce. By controlling important resources, power is gained. There isn’t much people won’t do if it’s the only way to eat. People can be enslaved to money, for fear that without it their lives will end. With large amounts of resources or money comes great power.

            Power through charisma. It is possible to gain power just through being likable. If someone is liked – be it for their winning personality, good looks, or ideological viewpoints – people will follow them. With enough people comes power.

            Power through knowledge. Knowing more than others gives a distinct advantage. People always want someone to look to for guidance – if someone can prove themselves reliable, they can become that person and gain power.

            Power through education. Control what people think and you control the people.

            Power through deception. Tell the people what they want to hear; convince them that it’s true. They will follow, as long as they believe.

            Power through mystery. People are a curious bunch. Someone who can keep them fascinated, keep them guessing, can go a long way.


            There are so many routes to power, and each one has its own facets. Always make sure you know where the power is coming from and how it influences those around the one who has it. Not only does it add depth to a story, it tells you how to unravel that power.





Click here to find the charity anthology containing a couple of my short stories.



Also, make sure you check out my wife's blog and her life coaching website.


If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, April 04, 2016

Are You Awake?

            Sometimes I wonder if a good portion of the world isn’t walking around with their brains half asleep. It’s like people are somehow completely unaware that other people are... well, people.

            I hear stories of news site editors claiming writers do better work if they aren’t being paid. At my old job, I had a regional supervisor who proudly talked about how the first business he ran hired immigrants straight off the boat got away with paying them less than minimum wage because they didn’t know any better. People protest about minimum wages being raised because people flipping burgers have it easy (meanwhile, food service is an extremely high-stress environment).

            Yet, all of those people are people. Where are they supposed to get their money, if not from their jobs? Everyone needs to pay bills and feed themselves. Everyone deserves to be paid for the work they do, everyone deserves to be able to live a decent life. Not all business owners are rolling in cash, but if the business isn’t making enough to pay the workers a decent amount, why is it still running?

            Across the world, people are tossed aside as being part of a group. Is their skin a different colour? Do they speak differently? Is their religion different? Obviously, everyone who falls into a category is exactly the same as all the others from it.

            Except that each of those people is an individual person. They have their own life, their own views, their own beliefs. Few people actually fit their stereotypes.

            While waiting in line, people get mad about the people in front of them who are holding them up, without considering that those people are just like them – or that they themselves are holding up the people behind them. When driving down the road, people honk and swear at the person in front of them for going too slow, without even pausing to think – that’s a person. Maybe they’re a new driver, or there’s a pedestrian in front of them, or they have some other reason for going that speed.

            Each person out there is a person and deserves consideration. How can anyone possibly not recognise that the people around them are not just organic obstacles?


            Perhaps their brains really are half asleep. What will it take to wake them up?




Click here to find the charity anthology containing a couple of my short stories.



Also, make sure you check out my wife's blog and her life coaching website.


If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, July 06, 2015

Supply and Demand

            Today’s blog starts, as many of them do, with me thinking about things. In this case, supply and demand; how it’s supposed to work compared to how it has come to work.

            First, how it’s supposed to work. It’s all in the name: supply and demand. Supply is how much of something is available and demand is how many people want said something. Say, for example, a farmer in a market has ten apples to sell. If there are only five people who want apples, the farmer lowers the price to make the apples more desirable to purchase. On the other hand, if there are fifteen people who want apples, the farmer raises the price – this way, the people who don’t want the apples very much are dissuaded, the people who still want apples get them, and thee farmer makes more money for his work.

            It is a good system and makes a lot of sense. Sure, the farmer loses out a bit when lowering the price on the apples, but none of the apples go to waste and he’ll probably make a little more money by selling all the apples at a lower price than he would selling a few at a higher one. And while the people who found the higher price on the apples disappointing, it will still have been their choice not to buy one, whereas if the farmer had run out they would be likely to be more upset.

            Since the industrial age, though, this had been skewed. Just about anything can be mass-produced these days, and for a fraction of the cost. Theoretically, that means everything should be cheaper, yet the opposite is true.

            If something looks to be popular, it gets mass-produced. Far more of the item gets manufactured than could possibly be needed, just to make sure more than enough is available wherever it could be wanted. Then all the items are priced to cover the additional cost, along with a healthy profit margin, because if people want something enough, they will pay for it.

            The result is that there are many being sold for several times what they are really worth and there are still a lot left behind as waste.

            So, instead of market prices being controlled by supply and demand, they are now controlled by people seeing how much they can get and generating tons of waste.

            It seems to me that by doing better market research (and with less greed), a lot more could be provided to more people for lower costs, for everything from food to entertainment systems to vehicles.


            We have all the resources and skills to make the whole world run smoothly. Why haven’t we done it?




Click here to find the charity anthology containing a couple of my short stories.






If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, June 01, 2015

What is Evil? Really?

            The other day, Colleen asked me how I define evil. My reply was that I don’t, because evil implies someone who does harm through malicious intent. I feel that most people who cause harm do so unintentionally – or, at the very least, think they have the best intentions.

            It did get me thinking, though. If I really had to define evil, how would I do it? What causes people to cause harm?

            Greed was what I came up with first. Greed for wealth or greed for power or greed for anything, really. That’s where evil, if it truly exists, is most visible. It causes people to stockpile money, harming the economy by making less money available to go around. It causes politicians to lie so they can get elected. It starts wars over land or resources. Almost all evil can be linked back to greed.

            Yet, even most of those people don’t view themselves as evil. They feel they’re doing what they must, or perhaps what everyone else is doing.

            That got my mind on the track of how people can cause so much harm and either be unaware or think it’s okay. It brought me to the essence of what motivates people: what they believe. Someone who lives on the streets and must steal to survive might view those who do not help them as evil, and would they be wrong? Is it not more evil to allow someone to starve to death than to help them survive? At the same time, the people being stolen from would view the thief as evil, and would they be wrong? After all, stealing to feed oneself without concern for those being harmed is more evil than choosing to starve to death.

            Both sides have merit, yet neither will budge from their positions. Their views and beliefs are set in stone. They each know with certainty that they are good, and the other is evil.

            So it was that I arrived at the best definition of evil I could come up with.


            All it takes to be evil is to believe you are right and that there is no possibility you are wrong.




Click here to find the charity anthology containing a couple of my short stories.






If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, April 13, 2015

Cultural Shifts

            My parents recently returned from a trip to China and I was particularly struck by the stories about the current cultural structure they have. They are currently in a transition from communism (where – at least in theory – everyone is provided what they need, but no one really owns anything) to capitalism (where people earn money based on their work and their job and use that money to buy whatever they need or want – or just stockpile it). Since this is a rather extreme mix, they've ended up with a fascinating mash-up of the two, with an odd class system in the middle.

            In the cities live the “citizens”, who have money, rights and all those sorts of things. They own and rent property – although the prices are extremely high and the spaces are small – and function much as we in the Western world would expect.

            On the other hand, out in the country live the “peasants” – mostly farmers who are paid very little and own nothing. Yet, at the same time, they live in houses free of charge and often these homes are nicer and have more space than those of the privileged “citizens”.

            In this system, the “peasants” who work very hard and sacrifice much can buy their way into being a “citizen” – the tour guide was one of these and had made the proud step with much hard work and with the help and sacrifice of his parents. The people seem very proud of their transition into capitalism.

            What I found most interesting about the current state of the system is how close it currently is to ancient Rome. There they had slaves. There were rules about how they could be treated and at a certain age they could be released. They even (at least legally) had the ability to save up money to buy their way to freedom and possibly even a citizenship (if I'm remembering correctly).

            The sad part, though, is that with the change to capitalism, China is starting to lose its artists. In a system where everyone is provided for equally, there is plenty of room for people to focus on developing talents and artwork – and beyond that, there is no need to charge for that art what it is really worth. Switching to a capitalistic system, the artists need to make an hourly wage for their work. With all the detail and care that goes into any given piece of art, it is rarely possible to sell it at a price where someone will actually buy it. So, the artists of a country largely defined by its art are slowly fading away.

            The same problem has struck in the farming community as well, causing a food crisis for the country. Many farmers are abandoning rice fields in favour of fishing, where there is much more money to be made.

            Hearing about this culture and its shift is very enlightening and inspiring to me as a writer, creating my own world and cultures. However, as a resident of this world, I can’t help but feel sad about it. The world leans so heavily towards capitalism, where money is valued above all else. There’s an emphasis on getting as much money as you can, regardless of whose toes you step on to get it. The worst part is that it gives the impression of working well, so many people get behind it and cheer it on – especially the people who have figured out how to make the system work for them and don’t see everyone left behind.

            But where would we be if everyone managed to get the system to work for them? What if all the “unimportant” minimum-wage workers suddenly up and vanished, having found a better way to live? Who would flip our burgers? Who would cash us out and stock the shelves in grocery stores? Who would grow the food?

            Capitalism is clearly not the way to go. They say money is the root of all evil and all you need to do is look at the world to know that it is true.

            What will work better instead? Honestly, I don’t know. I've put a lot of thought into it and every time I think I have a solution, I find a way that human greed will turn it against itself. But I keep hoping and thinking. Perhaps someday I will come up with the answer, or someone else will. Then it will be our turn for a cultural shift.


            Until then, all I can do is share my insights and hope that they might make a difference.






Click here to find the charity anthology containing a couple of my short stories.






If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, April 21, 2014

Metaphorical Starbucks

            Once, a long time ago (back before we were married), my wife and I sat in a car debating whether or not she should go into Starbucks to purchase a particular beverage she desired. It wasn't the first time a debate such as this had occurred, but it turned out to be the last.

            It all came down to the money. We weren't in a particularly good financial position, especially because we were in the process of saving for our wedding and our future. That was the topic we’d been discussing prior to my wife’s imminent departure for Starbucks.

            After how much she’d been expressing that she desired the aforementioned beverage, I was very frustrated when she suddenly changed her mind and refused to get out of the car. She insisted that it was something she wanted, not needed, and therefore she should go without it. Since this was a method of money-handling I’d taught her, I could have left it at that – but I knew how much she wanted that drink, so I shared with her the following philosophy.

            Life is hard. Sometimes it’s downright miserable and nothing seems to go your way. You might be a hairsbreadth from being broke, but that doesn't mean you can just stop spending money on the little things that make you happy. Because, the truth of it is, life isn't worth living if you can’t find some enjoyment in it. Sure, a penny saved is a penny earned, but if you live your entire life like that, you end up miserable and sitting on a mountain of pennies, wondering why you bother with it all. On the other hand, you could go into Starbucks and spend some of those pennies on a drink that will cheer you up. In the long run, you won’t be as wealthy, but your life will be far richer.

            Now, whenever my wife and I use the word Starbucks, we’re very rarely referring to the coffee shop. Starbucks means all those little things in life that you don’t need to buy – perhaps it’s even a bad choice to spend the money – but they make life a little brighter and happier for a time.


            Happiness is worth far more than all the money in the world, so every now and then, treat yourself to some Starbucks (from wherever you choose) – your life will be richer for it.





Click here to find the charity anthology containing a couple of my short stories.





If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.

Monday, October 07, 2013

Life as an Artist

            It is a common misconception that people who are selling things have money. It usually isn't even a conscious thought – it is just something that is assumed. The result is that shoppers are frequently looking for a better deal on things.

            This idea stems from the existence of huge companies that have CEOs spending millions on summer homes. Unfortunately, it is extended to include everyone who owns a business and, by extension, anyone selling something. This makes life much harder on everyone running a business who isn't a rich CEO – and even harder for an artist.

            So, I’d like to share with the world (at least the portion of it that reads my blog) a bit of what life is like for an artist sitting behind the wheel of a small business.

            The first thing I should mention is that my wife and I work seven days a week. To be fair, we don’t always work the typical eight hour days (sometimes it’s three hours and sometimes it’s fourteen), we set our own hours and we’re usually doing something we enjoy – but work is work and, no matter how much you love doing something, there are times when you just don’t want to do it.

            The last time we took time off and had a vacation was our honeymoon – a year and a half ago.

            If you go to an event we’re at (or our website), you can see some of what that work produces – our various products that we have for sale. You may even notice how much work we've put into displaying our work, or building and maintaining our website.

            As for the having money part, well... we've been officially in business for nearly two years and technically haven’t made a penny. I say technically because it depends on how you count the numbers – as in, if you don’t count all the materials we have to keep in stock so we can keep our products in stock, we've made a little money. If you do count them, we still have significantly less than we started with (this is normal – someone starting a business usually doesn't actually make money for the first five years).

            When we go to shows, we get a variety of responses to our products and prices. A very small handful of people tell us that our prices are far too low and we should raise them (we like those people). A lot of people comment on how reasonable our prices are (these are frequently people who have seen a lot of chainmaille, have made it themselves or truly understand the work that goes into something handmade). Most people seem happy with our prices. Many people think they’re a bit too high (though some of them like what they see so much that they buy it anyway). Others take one look at our prices and run away.

            Every once in a while, someone will ask me for a deal on something. Sometimes I’ll say yes – especially if they’re buying several items, they’re really nice and/or they’re coming to me with the last of their money and really want something that they don’t have quite enough for.

            On the other hand, there are people who make it perfectly clear that they think our prices are gouging them (thinking we are either deaf or blind), then ask for a discount. Needless to say, they don’t get it. At that point, I don’t care if I'm losing the sale – if they can’t see the value of an item, they shouldn't be buying it in the first place, let alone from an artist and/or small business owner.

            To these people, I want to say: Look at what you are holding. It is made by hand. When you buy that item, you are paying for the time spent making it and the materials it is made with. What you are not paying for is the time it took to design it or the years it took to learn the skills and become fast enough to get the price that low. You are not paying for the time we spend standing behind the table serving customers nor the time it takes to set up and take down the display at the beginning and end of the event – you’re not even paying for the space we’re renting to set up our display in. Do you have any idea how much has been invested in this display you aren't paying for? You’re also not paying for the time, gas or vehicle maintenance involved in getting to and from the event (you won’t be paying for our hotel room when the event is too far from home). You don’t pay for the time it takes to clean and polish our products. You don’t pay for the hours upon hours we spend taking pictures and editing them as professionally as we are able so we can keep an up-to-date website. You don’t pay for the web hosting that allows us to have a website. You don’t pay for our marketing. Not only do you not pay for the materials we keep on hand, you don’t even pay for them to be shipped to us.

            All we’re asking you to pay for are the materials in what you are holding and the time it took us to make it. Is that really too much to ask?

            Sadly, saying such things is a bad business practice and frequently a waste of breath. It won’t likely win a sale and it won’t make them understand how hard artists (the not-famous ones) struggle to make a living. I just wish more people knew and understood how much of a good deal they are already getting and complaining about.

            The worst part is that the example of my business is a fortunate one for artists. Most artists don’t even get paid for the time that goes into their art because there just aren't enough people who will pay what it’s worth.

            On the other hand, I would like to thank all of you wonderful people out there who do recognise what artwork is worth – especially the ones who insist on paying more than what we artists ask for our work. Thank you to everyone who supports a small business, even if it means paying a little more, because you are the people who keep us up and running, doing what we love.


            Above all, I’d like to thank you for taking the time to read this long and rantish blog post to better understand what it’s like to eke a living by chasing a dream. I hope it was enlightening to those of you who don’t know what it’s like and, for those of you who do, I hope it is encouraging to know that other people do know what you’re going through – and that we care.




Click here to find the charity anthology containing a couple of my short stories.



If there's any subject you'd like to see me ramble on about, feel free to leave a comment asking me to do so.